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Top Pick Credit Cards

There are a lot of credit card offers a consumer can choose from.  So many in fact, that it can be quite overwhelming trying to find the card with the best rewards, terms and costs.  We’re here to help with advice on what to look for in a credit card based on what the best ones have to offer.
               

The first thing to consider when looking for a new credit card is the interest rate, because this is what the credit card is going to cost you.  The best interest rates are going to be offered to those with the best credit. 

An interest rate between 6.5-10.99% is going to be range for credit cards with the best APRs.  Many of these top credit cards also give introductory interest rates as low as 0% on purchases and balance transfers which is also something to look for.
               

As far as other fees go the less that’s charged the better the credit card is for the consumer.  Many credit cards have no annual fees, but there are a few, like Pulaski Bank credit cards, which also don’t charge the hefty cash advance and balance transfer fees. 
               

Top pick credit cards aren’t going to simply let you use money, they’re also going to give you something back.  Top pick credit cards help you save with rewards programs where card holders earn points for money spent, cash back, special savings and deals on top of great customer service, security and account management. 

The best rewards are going to come from cards that offer opportunities to earn multiple points on a single dollar and give you the most choices on how to use the points.  
               

The top pick credit cards are ones that give you the most and cost you the least.  Below are a few such credit cards for you to compare the terms and benefits.

Discover More Card

Blue from American Express

Citi Bank CashReturns MasterCard