Student Credit Cards
Every year the need for higher education to compete in the job market increases, and so does the cost. In order to help students meet the demands of college many credit card providers now offer credit cards specifically designed for college students.
These student credit cards, as they as now known, can help students cover expenses when financial aid isn’t enough. As an added bonus these cards are also designed to build credit history which is often very limited for most students.
They also feature a slew of online resources for helping students learn more about credit and using it, budget planning, as well as how to manage their accounts which can be done online.
Student credit cards like many others can come with rewards programs. These programs were made with students in mind with offerings for up to 10% cash back and rebates at places they are more likely to shop like bookstores, grocery stores gas stations.
Students can also get rewards in the form of points earned on purchases that can later be redeemed for plane tickets, gift cards and merchandise. Some even offer additional incentives for students that keep a good GPA and for paying bills on time.
Student credit cards often come with introductory offers for low to no interest rate on purchase and balance transfers for up to the first 12 months. They also give students access to exclusive deals and savings for things like Spring Break passes and online purchases with certain vendors.
Though the interest rates tend to be higher because students usually have a limited credit history, a student credit card is a good way to start your credit history on a positive note by limiting card use and paying the balance.
Below we’ve gather together several of the top student credit cards available for your review.
Discover Student Classis Card
Chase Student Flexible Rewards Card
Suntrust Student Visa |