Balance Transfer Credit Cards
Today many consumers are faced with debt that came from loose credit lending practices. Thousands now face building credit card debt that is becoming increasingly difficult to manage. If you find that you’re one of those people, a balance transfer credit card could be part of the solution to get you financially back on track.
Balance transfer credit cards offer consumers the opportunity to consolidate debt into one payment for easier management. This also has the added benefit of lower interest rates to save you money and make paying off your debt much easier.
Many credit card providers offer fixed interest rates as low as 4.99% for the life of the balance transfer as well as 0% introductory rates on balance transfer for 6-12 months. Being able to keep interest from accumulating is key to paying off debt and might be just what you need to make it possible.
Balance transfer credit card members also receive the same benefits and rewards shared by other credit card holders. These cards very commonly come with no annual fees, cash back rewards, travel points and more.
They also have customer services bonuses of fraud protection, online account management and budgeting assistance to help you understand finances better and create a budget that you can stick to. As long as you don’t make too many new purchases on the card and don’t default the benefits offered by balance transfer cards give you a jumpstart to paying off debt.
Below you’ll find some of the best balance transfer credit cards with highly competitive balance transfer interest rates.
Blue from American Express
Clear from American Express
Citi Platinum Select Card |